:root {
  --bg: #eef6fc;
  --ink: #10233f;
  --muted: #5c6b80;
  --blue: #2f6bff;
  --blue-d: #1d4fd0;
  --footer: #0d2340;
  --line: #d7e5f2;
  --shadow: 0 12px 32px rgba(16, 35, 63, 0.08);
  --header: 72px;
  --font: "Plus Jakarta Sans", "Segoe UI", sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: linear-gradient(180deg, #e7f3fb 0%, var(--bg) 220px, #f7fbfe 100%);
  line-height: 1.65;
}
img { max-width: 100%; display: block; }
a { color: var(--blue); }
h1, h2, h3, p { margin: 0; }
h1, h2, h3 { line-height: 1.2; letter-spacing: -0.03em; }
:focus { outline: none; }
:focus-visible { outline: 3px solid var(--ink); outline-offset: 3px; }
.wrap { width: min(1120px, calc(100% - 32px)); margin-inline: auto; }
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}

.trust {
  background: #dcedf9;
  text-align: center;
  font-size: 0.86rem;
  font-weight: 600;
  padding: 8px 16px;
}
.header {
  position: sticky;
  top: 0;
  z-index: 20;
  height: var(--header);
  background: #fff;
  border-bottom: 1px solid rgba(16, 35, 63, 0.06);
}
.header-inner { height: 100%; display: flex; align-items: center; gap: 16px; }
.logo {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
  color: var(--ink);
  font-weight: 800;
  font-size: 1.28rem;
  letter-spacing: -0.04em;
  margin-right: auto;
}
.nav { display: flex; align-items: center; gap: 4px; }
.nav a {
  text-decoration: none;
  color: var(--ink);
  font-weight: 600;
  padding: 8px 12px;
  border-radius: 999px;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
}
.nav a:hover, .nav a[aria-current="page"] { background: #e8f3fc; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 18px;
  border-radius: 999px;
  background: var(--blue);
  color: #fff;
  font-weight: 700;
  text-decoration: none;
}
.btn:hover { background: var(--blue-d); }
.burger { display: none; }

.crumb { padding: 22px 0 0; font-size: 0.92rem; color: var(--muted); }
.crumb a { color: var(--muted); font-weight: 600; text-decoration: none; }
.crumb a:hover { color: var(--blue); }

.article { width: min(760px, calc(100% - 32px)); margin: 18px auto 48px; }
.kicker { color: var(--blue); font-weight: 700; font-size: 0.92rem; }
.article h1 { font-size: clamp(2rem, 4vw, 3rem); margin: 8px 0 12px; }
.meta { color: var(--muted); font-size: 0.95rem; }
.hero-img { margin: 22px 0; border-radius: 24px; width: 100%; height: auto; object-fit: cover; max-height: 440px; }
.article h2 { font-size: 1.55rem; margin: 32px 0 10px; }
.article h3 { font-size: 1.15rem; margin: 22px 0 8px; }
.article p, .article li { font-size: 1.05rem; }
.article p + p { margin-top: 12px; }
.article ul, .article ol { margin: 10px 0 0; padding-left: 1.2rem; }
.article li + li { margin-top: 6px; }
.article figure { margin: 26px 0; }
.article figcaption { color: var(--muted); font-size: 0.92rem; margin-top: 8px; }
.article figure img { border-radius: 20px; width: 100%; }

.note, .also, .faq {
  background: #fff;
  border-radius: 20px;
  box-shadow: var(--shadow);
  padding: 18px 20px;
  margin-top: 28px;
}
.note strong, .also h2, .faq h2 { display: block; margin-bottom: 8px; }
.also h2, .faq h2 { font-size: 1.25rem; }
.also ul { list-style: none; margin: 0; padding: 0; }
.also li + li { margin-top: 8px; }
.faq details { border-top: 1px solid var(--line); padding: 10px 0; }
.faq details:first-of-type { border-top: 0; }
.faq summary { cursor: pointer; font-weight: 700; min-height: 44px; display: flex; align-items: center; }
.faq p { margin-top: 6px; color: var(--muted); }
.disclaimer { color: var(--muted); font-size: 0.92rem; margin-top: 22px; }

.page-head { padding: 28px 0 8px; }
.page-head h1 { font-size: clamp(2rem, 4vw, 3rem); }
.page-head p { margin-top: 10px; color: var(--muted); max-width: 40rem; font-size: 1.08rem; }
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  padding-bottom: 56px;
}
.card {
  background: #fff;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow);
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
}
.card img { width: 100%; height: 190px; object-fit: cover; }
.card div { padding: 16px 16px 18px; }
.card h2 { font-size: 1.15rem; margin: 6px 0; }
.card p { color: var(--muted); }
.card span { color: var(--blue); font-weight: 700; font-size: 0.9rem; }

.footer { background: var(--footer); color: #d5e2ef; padding: 36px 0 20px; }
.footer-inner { display: flex; justify-content: space-between; gap: 18px; flex-wrap: wrap; }
.footer a { color: #d5e2ef; }
.footer .logo { color: #fff; }
.footer p { margin-top: 8px; max-width: 28rem; }
.legal { margin-top: 18px; padding-top: 14px; border-top: 1px solid rgba(255,255,255,0.12); font-size: 0.88rem; }

@media (max-width: 860px) {
  .burger {
    display: grid;
    place-items: center;
    width: 44px;
    height: 44px;
    border: 0;
    background: transparent;
    border-radius: 12px;
  }
  .nav {
    display: none;
    position: absolute;
    top: var(--header);
    left: 0;
    right: 0;
    background: #fff;
    flex-direction: column;
    align-items: stretch;
    padding: 8px 16px 16px;
    border-bottom: 1px solid var(--line);
  }
  .nav.is-open { display: flex; }
  .nav a { width: 100%; }
  .header .btn { display: none; }
  .cards { grid-template-columns: 1fr; }
}